"The Bank of England Base Rate increases seen in 2006 and 2007 have undoubtedly impacted on affordability"1.
"When it comes to the interest rate that you will pay, our specialist knowledge guides our recommendation.
But you, our customers, experts in your own lives, make the final decision."
At Havering Financial Consultancy we fit the scheme to the person. Not the other way round. After all, different people have different attitudes to money.
So if you’re concerned about interest rate rises we may suggest a fixed rate. It won’t always match a discounted variable rate for value, but it will provide peace of mind. For someone less risk averse there are other options such as tracker schemes.
However, rate isn’t everything. Low monthly payments are desirable but not if the provider is inefficient or neglectful or if there are onerous early redemption charges.
Nor does our role stop at finding a lender. We guide each application right through to completion and stay with you all the way.
1Mortgage Introducer 10/3/07
Your home may be repossessed if you do not keep up repayments on your mortgage.
